Direct Care Membership from MedHealth Clinical

Your doctor, on a monthly membership.

One flat fee gives you:

  • A primary care provider you can actually reach
  • Visits in person or by video, including with a physician when you need one
  • Appointments that start on time and last as long as they need to
  • Pricing you can see before you agree to it

No insurance card, no copays, no bill three weeks later.

Memberships start at $49 a month. Cancel with 30 days' notice.

A MedHealth provider listening to a patient's heart during an unhurried office visit

Access Gold

Unlimited face-to-face and virtual visits

MEMBER SINCE 2026 $149/mo

What direct care access means

Direct care is a simple trade. You pay MedHealth a monthly fee instead of your provider billing insurance for every visit. That removes the paperwork, the prior authorizations and the volume pressure behind the seven-minute appointment.

What you get back is time. Smaller patient panels mean same-day or next-day visits, 30 to 60 minutes in the room, and a care team you can reach by phone, text or app at no extra charge.

With no claims to file, we can also show you what things cost. Medications, labs and specialist visits are priced up front through our negotiated partners, usually for a fraction of what the same service costs against a deductible.

What a membership is

  • A monthly agreement directly with your MedHealth provider
  • Unlimited access to primary care, with no per-visit charge
  • Transparent cash pricing on medications, labs and specialists
  • A care team that knows your history and answers you directly

What it is not

  • It is not health insurance and does not replace it
  • It does not cover hospital stays, surgery or emergency care. We'll introduce you to an independent licensed agent who can explain your options for covering those.
  • It is not tied to a network, deductible or plan year

A lot of care doesn't need a waiting room

Virtual care is not a lesser version of your membership. It is how a large share of visits actually happen, because for most of what comes up in primary care, a video visit with the provider who knows you is faster and just as good.

You are not routed to a stranger on a national hotline. You see your own MedHealth provider, and when a situation calls for a physician, a MedHealth physician joins the visit.

What members handle virtually

  • New symptoms you want looked at today
  • Follow-ups after a visit, a lab result or a medication change
  • Prescriptions and refills, sent straight to the pharmacy
  • Reviewing lab and imaging results with your provider
  • Questions that would otherwise wait weeks for an appointment
  • Care while you are travelling or at work

When something needs to be seen, touched or tested in person, your provider tells you and gets you in. Virtual care is the front door, not a substitute for the exam room.

What your membership covers

Included services vary by plan, with the depth of access set by your tier. Care happens in the office or by video, whichever fits the visit.

  • Annual wellness and prevention visit
  • Annual physical exams
  • Same-day and next-day appointments
  • 30 to 60 minute visits
  • Virtual visits with your provider
  • Virtual visits with a physician when needed
  • Call, text or message your care team
  • Routine labs
  • Blood draws in office
  • Point-of-care testing
  • Prescriptions and refills
  • Medication review and reduction
  • Weight and metabolic health
  • GLP-1 therapy at member pricing
  • Preventive screening guidance
  • Vaccination guidance
  • Sports and school physicals
  • Work and DOT physicals

Three ways to join

Pick the level of access that matches how much you use primary care. You can move up or down a tier at any renewal.

Access Silver

Essentials and everyday savings

$49/month

  • Annual wellness visit
  • Unlimited office visits
  • Unlimited virtual visits
  • Routine labs included
  • Unlimited messaging with the care team
  • Cost Plus Drugs pharmacy pricing
  • Preferred specialist network rates
  • ACCESS Direct member portal
  • HSA eligible
Best Value

Access Gold

Full direct primary care

$149/month

  • Annual wellness visit
  • Unlimited office and virtual visits
  • Virtual visits with a physician when needed
  • Routine labs included
  • Same-day and next-day appointments
  • Direct phone and text line to your provider
  • Semaglutide (GLP-1) at 50% off retail price
  • Reward points on every visit, redeemable for care and products
  • HSA eligible
  • + Everything in Access Silver

Access Platinum

Concierge care and coordination

$249/month

  • Annual wellness visit
  • After-hours access on evenings and weekends
  • Unlimited office and virtual visits
  • Comprehensive annual physical with advanced labs included
  • A care coordinator who books your specialist visits
  • Semaglutide or tirzepatide (GLP-1) at 50% off retail price
  • Hormone replacement therapy at 50% off retail price
  • Reward points at an accelerated rate
  • Acute care guidance
  • + Everything in Access Gold

Your membership works outside the exam room too

Primary care is the core of it. These four programs are what make the membership pay for itself.

Pharmacy

We're affiliated with Mark Cuban Cost Plus Drug Company, a nationwide pharmacy that prices generics at cost plus a flat markup and ships to your door.

How pharmacy pricing works

Specialists

We've negotiated set cash prices with a preferred network of cardiologists, orthopedists, imaging centers and more, so you know the cost before you book.

See how referrals work

Member portal

Check what your plan includes, look up a specialist and their price, fill a prescription and message your care team from one place. Opens in any browser.

Inside the portal

Acute care guidance

If you need care a clinic can't provide, we refer you to independent partners who explain your options and what each one is likely to cost.

How guidance works

Getting started takes about ten minutes

Choose your plan and office

Pick the tier that fits and the MedHealth location closest to you. Enrollment and billing are handled securely online.

Meet your provider

Your provider's office reaches out to introduce themselves and schedule your first visit, which is a full history and baseline workup.

Use it whenever you need it

Come in, call, text or open the portal. No copay, no per-visit charge, no wondering whether it's worth the trip.

For employer groups

Small businesses can offer MedHealth Clinical Access to their teams, either on its own or alongside a high-deductible plan. The cost is fixed per enrolled employee, so healthcare budgets like payroll instead of like insurance.

When primary care is easy to reach, people use it. Conditions get managed before they turn into claims, urgent care visits drop, and nobody burns a half day for a seven-minute appointment.

What a group gets

  • One monthly invoice, priced per enrolled employee
  • Unlimited primary care with a named provider
  • Routine labs and an annual wellness visit included
  • Virtual visits, so care happens without a half day off work
  • Onboarding so employees actually activate the benefit
  • Dependents added at household rates

Primary care that answers the phone.

Join at any MedHealth Clinical office in Central Florida or Tampa Bay. Ask us anything before you commit.

Download the plan details

One page per tier: what's included, what isn't, and the membership terms.

ACCESS Direct member portal

Your plan benefits, a searchable directory of specialists near you, prescriptions and messages with your care team, all in one place. Sign in from any browser — there is nothing to install.

Member login Members only