Three plans. One flat monthly price.
Every plan includes the pharmacy program, the preferred specialist network and the ACCESS Direct member portal. What changes between tiers is how much primary care you get and how directly you can reach your provider.
Prices shown are per adult member, per month, billed monthly. No enrollment fee. Cancel with 30 days' written notice.
Access Silver
Essentials and everyday savings
$49/month
Primary care
- One annual wellness and prevention visit
- Unlimited in-office visits, with no per-visit charge
- Unlimited virtual visits during office hours
- Routine labs included with your wellness visit
- Unlimited secure messaging with your care team
- Prescription refills without an office visit
Savings and access
- Cost Plus Drugs pharmacy pricing on generics
- Preferred specialist network cash rates
- ACCESS Direct member portal
- HSA eligible: pay your membership fee with your health savings account
Best for
Generally healthy adults who want a real provider relationship, prescription savings and a predictable price at the lowest monthly cost.
Access Gold
Full direct primary care
$149/month
Primary care
- One annual wellness and prevention visit
- Unlimited office visits, with no per-visit charge
- Unlimited virtual visits
- Same-day and next-day appointments
- 30 to 60 minute appointments
- Direct phone and text line to your provider
- Annual physical with a standard lab panel included
- Routine labs included throughout the year, not just at your physical
- Medication review and reduction program
Savings and access
- + Everything in Access Silver
- Member rates on imaging and specialty testing through partner facilities
- Semaglutide (GLP-1) at 50% off retail price, prescribed and monitored by your provider
- Reward points earned on visits and eligible purchases, redeemable for additional services and products
- HSA eligible: pay your membership fee with your health savings account
Best for
Adults managing an ongoing condition, families who use primary care regularly, and anyone on a high-deductible plan who wants day-to-day care handled outside the deductible.
Access Platinum
Concierge-level access
$249/month
Primary care
- + Everything in Access Gold
- One annual wellness and prevention visit
- After-hours access to your provider on evenings and weekends
- Unlimited office and virtual visits
- Priority same-day scheduling at any MedHealth office
- Comprehensive annual physical with an advanced lab panel included
- Routine and follow-up labs included throughout the year
- Personalized prevention and metabolic health plan reviewed twice a year
Medication programs
- Semaglutide or tirzepatide (GLP-1) at 50% off retail price
- Hormone replacement therapy at 50% off retail price
- Prescribed, dosed and monitored by your MedHealth provider as part of your care plan
- Reward points earned at an accelerated rate, redeemable for additional services and products
Acute care guidance
- A referral to independent partners who explain your options and likely costs before you commit to care a clinic cannot provide
Best for
Members with complex or multiple conditions, business owners and executives who need care to fit around a schedule, and anyone who wants the logistics handled for them.
Compare the plans side by side
| Silver $49/mo |
Gold $149/mo |
Platinum $249/mo | |
|---|---|---|---|
| In-office visits | Unlimited | Unlimited | Unlimited |
| Annual wellness visit | Included | Included | Included |
| Virtual visits | Unlimited | Unlimited | Unlimited |
| Routine labs | Included | Included | Included, advanced panel |
| Messaging with your care team | Yes | Yes | Yes |
| Same-day or next-day appointments | Not included | Yes | Priority |
| Direct provider phone and text line | Not included | Yes | Evenings and weekends |
| Annual physical | Wellness visit with labs | Physical with standard labs | Comprehensive with advanced labs |
| Cost Plus Drugs pharmacy pricing | Yes | Yes | Yes |
| Preferred specialist network rates | Yes | Yes | Yes |
| Member rates on imaging and specialty testing | Not included | Yes | Yes |
| GLP-1 weight and metabolic therapy | Not included | Semaglutide, 50% off retail | Semaglutide or tirzepatide, 50% off retail |
| Hormone replacement therapy | Not included | Not included | 50% off retail |
| Acute care guidance | Not included | On request | Included |
| Reward points | Not included | Standard rate | Accelerated rate |
| HSA eligible | Yes | Yes | Not eligible |
| ACCESS Direct member portal | Yes | Yes | Yes |
Routine labs are drawn in office and included in your membership. Imaging, specialty testing, medications and specialist visits are billed at the discounted rate by the provider performing them, and are not included in the membership fee unless stated above.
Adding family members
Spouses and dependents can be added to any plan at a reduced rate. Children under 18 must be enrolled alongside at least one adult member.
Household pricing is confirmed at enrollment based on the plan you choose and the number of members. Call the office and we'll price it for you before you sign anything.
Employer groups
Small businesses can offer MedHealth Clinical Access to their teams as a benefit, either on its own or alongside a high-deductible plan. Pricing is per enrolled employee on a single monthly invoice, and group enrollment is handled directly with our team.
Pairing your membership with coverage
A direct care membership handles day-to-day care. It does not cover hospitalization, surgery or emergencies, so most members carry a separate catastrophic or major medical plan alongside it.
We do not sell, quote or recommend insurance. If you'd like to review options, request an insurance referral and an independent licensed agent will work with you directly. They have no role in your MedHealth membership.
Common questions
Is this insurance?
No. MedHealth Clinical Access is a membership agreement for primary care services, not an insurance policy. It does not cover hospital care, surgery or emergencies, and it does not satisfy any minimum essential coverage requirement.
Can I use my membership if I already have insurance?
Yes, and many members do. Your membership covers primary care directly, so routine visits don't run through your deductible. Keep your plan for hospital and specialty coverage.
What happens if I need a specialist?
Your provider refers you into our preferred specialist network, where prices are negotiated in advance and shown to you before you book. On Gold and Platinum, our staff handles the scheduling and sends your records ahead.
What if I need to go to the hospital?
Call your provider first whenever it's safe to do so. For anything that needs hospital care, we refer you to independent partners who explain your options, what each setting involves and what it's likely to cost. In an emergency, call 911 or go to the nearest emergency department.
If you want coverage for those events quoted, request an insurance referral and an independent licensed agent will contact you.
How do I pay?
Membership is billed monthly to a card or bank account you set up at enrollment. There is no enrollment fee and no long-term contract.
Can I change or cancel my plan?
You can move between tiers at any monthly renewal. To cancel, give us 30 days' written notice. If you rejoin later within the same year, we'll waive any re-enrollment step.
Do you take Medicare?
Direct care memberships are self-pay and are not billed to Medicare or any other payer. Medicare beneficiaries can still join, and Medicare may still cover services performed outside the membership, such as hospital care. Ask us about your specific situation.
Can I use an HSA to pay for this?
Access Silver and Access Gold are HSA eligible. Federal law permits direct primary care fees to be paid from a health savings account up to a monthly cap, and both tiers fall under it. Access Platinum is above the cap and is not HSA eligible.
The cap is indexed and can change, and your own situation may differ, so confirm with your plan administrator or tax advisor before you set up payment.
Ready to pick a plan?
Enrollment takes about ten minutes, and you can talk to us first if you're not sure which tier fits.